What’s the HODL strategy endgame?

For context: I’m not promoting selling, panic selling, pumping and dumping, trying to flip, or whatever. I get those who HODL as they see further potential in BTC, and those who plan to use BTC as a regular currency.

That said, I’m curious about perspectives for when the HODL is eventually to end. You can’t eat BTC, live inside BTC, use it as transportation, etc.—the utility comes when you either use it to buy something or exchange it for another currency used to buy something. Is the idea to HODL until it reaches a set amount? Until you reach retirement age? Until it becomes the primary means of currency? When some catastrophe happens and you really need the rainy day fund? I’m interested in perspectives from those who HODL and those who don’t.