Stablecoins became the default settlement layer for AI agents as crypto payment rails can handle sub-dollar transactions more efficiently, says a report from Keyrock.
Artificial intelligence agents settling payments have gone from concept to reality in the last 12 months, with $73 million settled across 176 million transactions from May last year through April 2026, according to crypto investment firm Keyrock.
In a report released Thursday, written in collaboration with crypto exchange Coinbase and the blockchain Tempo, Keyrock researcher Ben Harvey said that “in the past 12 months, machine-to-machine payments have gone from concept to a developed ecosystem.”
“Agents have settled over $73 million across 176 million transactions, and incumbents have deployed more than $8 billion in acquisitions to secure their position in what is emerging as an entirely new payment stack,” Harvey added.
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